Surplus Cash – As the dollar devalues evermore by the Fed’s money printing, protecting notional values is more important now more than ever. Stable coins can be used to earn up to 8% APY. Our programs are callable anytime, compound daily, pay out monthly, and are over collateralized.
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The Point Of No (Real) Return
The math is pretty straightforward. Interest rates are low, 10-year treasuries are yielding 1.4% as of writing. On the flip side inflation is high: official numbers show the latest YoY CPI print of 6.2%. This is the largest year over year increase in 3 decades, and there is a good chance true inflation is underreported. Even if the numbers are indeed accurate, this presents a sobering picture for investors. ...con’t
Account Allocation
We’ve often heard others say “I wish I had invested more back then.'' If you are under these weightings it's not too late to increase.
Recommended Allocation to Digital Assets
- Corporate balance sheet 10%-50%
- Institutions 10%-40%
- High Net Worth Individuals 10%-40%
- Young or high earners 10%-50%
- Those in or near retirement 1%-10%
- Even the most skeptical investor should hold 5%
When in Doubt, Zoom Out
There is a saying in investing: “When in doubt, zoom out.” The idea is that asset prices tend to appreciate over the long term so if you get hyper focused on a recent dip, zoom out, look at a much longer time horizon and see that the price will recover and you will find yourself in the upper right hand corner of a chart. Never has this idea been more true than in the extremely volatile Digital Asset realm. Look at the one month Bitcoin chart below.
Not ideal. We’re down about 20%. But like we said if you have doubts then you need to zoom out. Now look at the 3 year chart.
All better. Bitcoin is up about 1200% in the last 3 years. The point we want to make is that long term this asset class has rewarded people who got in and patiently held. Time in the market is much more important than timing the market if you have a time horizon that is years long.
